Privacy Policy — Nova Crest International Bank

1. Overview

This Privacy Policy explains how Nova Crest International Bank (NCIB) collects, uses, discloses, and safeguards your personal information when you use our platform.

2. Information we collect

We collect personal details you provide during registration (name, date of birth, nationality, address, contact information, identity documents), account activity data, device and log information, and cookies for essential functionality.

3. How we use your information

We use your information to provide banking services, verify your identity, comply with anti-money-laundering and know-your-customer regulations, secure your account, and communicate service updates.

4. Legal basis

We process your personal data on the basis of contract performance, legal obligations, our legitimate interests in operating a secure banking platform, and your consent where applicable.

5. Data retention

We retain your data for the duration of your relationship with us and for as long as required by applicable financial regulation and audit obligations.

6. Your rights

Depending on your jurisdiction, you may have the right to access, correct, delete, or transfer your personal data, as well as to object to certain processing activities.

7. Security

We protect your data using encryption in transit, encryption at rest, per-row access controls, multi-factor authentication, and continuous security monitoring.

8. Contact

For privacy questions, contact us at privacy@ncib.example.